Job Description

Credit Risk Representative - Job Description ← Go Back To Jobs

Credit Risk Representative

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Paranaque City, Paranaque, National Capital Region, Philippines (SPH1)

Department
Customer Service
Job Posted On
22-05-2025 09:18:56
Employee Type
Probationary
Experience range (Years)
0 - 0

Job Description:

  • Credit Evaluation: Reviews and analyzes customer financial statements, credit reports, and other relevant data to assess creditworthiness
  • Credit Limits: Sets and adjusts credit limits based on thorough analysis and company policies
  • Recommendations: Provides recommendations for credit limit adjustments and risk mitigation strategies
  • Monitoring: Continuously monitors customer accounts to identify potential risks and take proactive measures
  • Reporting: Prepares detailed reports on credit assessments and decisions for management review
  • Compliance: Ensures all credit activities comply with company policies and regulatory requirements
  • Collaboration: Works closely with sales, finance, and customer service teams to ensure seamless credit management processes
  • Customer Interaction: Communicates credit decisions and policies to customers in a clear and professional manner

Job Qualification:

  • Bachelor's degree in Finance, Accounting, Business Administration, or related field
  • Minimum of 3 years of experience in credit analysis or related roles
  • Strong analytical and problem-solving skills
  • Excellent communication and interpersonal skills
  • Proficiency in financial analysis software and tools
  • Detail-oriented with a high level of accuracy
  • Ability to work independently and as part of a team
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