Job Description
Credit Risk Representative
APPLY FOR THIS JOBParanaque City, Paranaque, National Capital Region, Philippines (SPH1)
Department
Customer Service
Job Posted On
22-05-2025 09:18:56
Employee Type
Probationary
Experience range (Years)
0 - 0
Job Description:
- Credit Evaluation: Reviews and analyzes customer financial statements, credit reports, and other relevant data to assess creditworthiness
- Credit Limits: Sets and adjusts credit limits based on thorough analysis and company policies
- Recommendations: Provides recommendations for credit limit adjustments and risk mitigation strategies
- Monitoring: Continuously monitors customer accounts to identify potential risks and take proactive measures
- Reporting: Prepares detailed reports on credit assessments and decisions for management review
- Compliance: Ensures all credit activities comply with company policies and regulatory requirements
- Collaboration: Works closely with sales, finance, and customer service teams to ensure seamless credit management processes
- Customer Interaction: Communicates credit decisions and policies to customers in a clear and professional manner
Job Qualification:
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- Minimum of 3 years of experience in credit analysis or related roles
- Strong analytical and problem-solving skills
- Excellent communication and interpersonal skills
- Proficiency in financial analysis software and tools
- Detail-oriented with a high level of accuracy
- Ability to work independently and as part of a team